Budget Planning That Actually Works for Your Business

Most businesses fail not because they lack revenue, but because they never learned to manage what they already have. We teach practical budget essentials for Australian businesses.

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Financial planning workspace with budget documents and calculator

Why Most Budget Training Misses the Mark

We've seen hundreds of business owners attend generic finance courses that teach theory but skip the messy reality of cash flow problems at 3am.

Real Scenarios

Our programs use actual business challenges from Australian SMEs. You'll work through supplier payment timing, seasonal cash crunches, and unexpected tax bills.

Incremental Learning

Start with tracking expenses properly, then move to forecasting. We build skills in stages because jumping straight to complex financial models overwhelms most people.

Support Network

Join other business owners facing similar challenges. The peer discussions often teach more than formal lessons because someone's already dealt with your exact situation.

Business owner reviewing quarterly financial reports

What You'll Actually Learn

Forget textbook formulas. Our autumn 2025 programs focus on skills you'll use within days of starting.

We teach budget essentials through the lens of running an actual Australian business. GST calculations. Payroll timing. Equipment purchase decisions. The stuff that keeps you up at night.

  • Building a cash flow forecast that reflects your actual revenue patterns, not some idealized monthly average
  • Setting aside tax obligations progressively so you're not scrambling when BAS is due
  • Making informed decisions about when to invest in growth versus maintaining reserves
  • Tracking expenses in ways that actually help you spot problems before they become crises

Skills That Build on Each Other

Our program structure reflects how people actually develop financial capability. Start simple, add complexity gradually.

Spreadsheet showing monthly expense tracking

Foundation Phase

Most participants spend 8-12 weeks here. You'll establish proper tracking systems and learn to categorize expenses in ways that reveal patterns. Sounds basic, but getting this right changes everything downstream.

Financial forecasting charts and projections

Planning Phase

Once you're tracking consistently, we introduce forecasting and scenario planning. What happens if a major client delays payment? How do seasonal variations affect your reserve requirements? Build confidence through practice.

Who Teaches This Stuff

Our facilitators have run their own businesses and know what it's like to make payroll during a slow month.

Facilitator portrait

Callum Fitzroy

Program Lead

Spent fifteen years running a manufacturing business before shifting to education. He's particularly good at explaining complex concepts without making people feel inadequate.

Facilitator portrait

Sienna Branagh

Finance Specialist

Former accountant who got tired of fixing preventable problems. Now teaches business owners how to avoid the mistakes she used to help clean up afterward.